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How to disentangle adult children

AlzWife2023
AlzWife2023 Member Posts: 382
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This is my second post today b/c I’ve finally built up the courage to once again pour out my heart and soul to you, my anonymous brothers and sisters in caregiving.

I’ll just say it: once you think everything is under control, you realize it’s not. I can’t help thinking that I should put DH in MC or NH sooner rather than later so my adult children and I can resume our lives, especially my oldest son who lives with us to help out.

It would kill my youngest to see his dad in a home. The older two would be fine with it (they’re in their 30s; youngest is 24). I don’t want to see DH in a facility, but I’m really worried that keeping him home is running everyone into the ground: I’m captive, so is oldest son; younger kids worry about me all the time. Etcetera. Don’t know what to do. I guess there’ll be a natural progression. He’s still continent and he’s not aggressive or violent. He will sit almost all day just looking out the window. It’s no life for me and my son. I want to be good, but I’m afraid that I’m dragging my kids down. I can’t pretend to be a martyr then look back and realize I made a mistake. We have a new AFC case worker coming tomorrow and she already mentioned all the support she can offer and she alluded to helping with eventual placement. I guess that’s where we’re headed. First, I’ll try a day program and getting some home health help through the frail elderly waiver.

My goal is to get my son outta here so he can live his life and to keep myself alive for a few more decades. I’m only 52. Stopped working at 48 to care for DH. It’s such a long disease. I have to do everything in the house & everything for him. My son has given me almost 60K over the last two years to meet expenses. That’s the first time I’ve calculated it! Of course, he lives here rent free but STILL. That’s a a down payment on a house. This is insanity.
All advice and sympathy is welcome!

Comments

  • Lgb35
    Lgb35 Member Posts: 140
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    did you get your DH on Social Security Disability? I am 55 and I am not where you are but I know I won’t be able to afford to put my DH in MC. If I were to get to a point for Medicaid then how will I live for the next 20+ years? I feel like this is an additional burden on families. We all get to the point of needing help yet there is no coverage to assist you. I am so sorry you are dealing with this. I haven’t provided you anything helpful just understanding the struggle

  • White Crane
    White Crane Member Posts: 1,015
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    edited June 11

    Dear AlzWife, taking care of a loved one with Alzheimer's or another dementia is hard. It's hard physically, mentally, and emotionally. The decision to place your DH is one only you can make but I can tell you how it was for me. For months I knew that I needed to place DH in memory care but the though of actually doing it was just too painful. In our case, God took the decision out of my hands. He came down with pneumonia and was too weak to come home. He went straight from the hospital to the MC facility. It broke my heart and I cried more tears that first night than I had ever cried before. In the end though, I knew it was the right decision. My children had been worried about me for months…some close firends were concerned also. Sometimes we can't see the toll caregiving is taking on us until later, after placement. That was the case with me. My health both physical and mental had suffered. I took care of him gladly but it still took a toll.

    Now, as to financing MC, I sought the help of a good elderlaw attorney and she was a blessing. She guided me every step of the way in getting him certified for Medicaid. It took a few months and lots of time to gather all the necessary paperwork but it got done with her help.

    As to my kids and accepting their dad being placed in MC, my three sons were very supportive and assured me it was the right thing and the best thing for both of us. My daughter had a harder time accepting it even though she knew it was needed. Please do what is best for you and your DH. Only you know how truly hard it is. Your son will be okay. You are a wonderful caregiver and you have done your very best to take care of your DH. Maybe it is time to let others take over that task and allow you to be his wife again and to take a deep breath and feel the relief of stress that you so deeply need.

    Brenda

  • BPS
    BPS Member Posts: 251
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    I understand being concerned about how your kids feel about it but you are the only one that know what is really going on and how you are doing. My wife went into MC a little over a year ago and It was the right thing to do, but if you do go that way be prepared for a whole new set of emotions. I did a lot of second guessing and felt some guilt, and more. I agree that you should see an elder law attorney to know what you financial options are. Each state is different but here in Washinton there are some legal options to protect some assets.

  • Carl46
    Carl46 Member Posts: 919
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    ALZWife, you have all the sympathy I can muster.

    I quit working to care for my wife, but I was 72 years old. I could not have done that at your age, and I really agree that you need to get back to work and your son needs to get on with his life.

    Looking at it from your husband's point of view, I think he can sit and look out the window of a MC facility as well as from home. He might even be happier there after he adjusts. My wife made friends very quickly when she went to MC. She was there only a month before she passed away and never got over wanting to go home with me, but she was well cared for.

    I get it that your younger son won't like his father's placement. He is young to be losing his father, but he is going to have to accept what you decide to do. It's not his life that is being destroyed by his father's disease, and I don't think he gets a vote.

  • jfkoc
    jfkoc Member Posts: 4,394
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    You need to run the numbers. Your son has contributed what is $2,500 a month. Placement will run easily $4,500 a month. That means you need to have $84K after taxes.

    Do you possibly have Long Term Medical Care insurance?

    Emotionally the decision is next to impossible to make.

    BTW…A NH will have no training and most memory care facilities are understaffed. Now is a good time for you to look for one as your Plan B. A good way to find out what is out there is by going to an Alzheimer's support group meeting. The people know the good the bad and the ugly.

    Please keep us updated.

  • AlzWife2023
    AlzWife2023 Member Posts: 382
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    All your replies are so helpful, emotionally and practically. Thank you! I am truly grateful for the care and support.

    The toll of interacting all day, every day with DH and the abundant limitations placed on my life as a caregiver can be overwhelming, as you all know. Having this community is a blessing.

    DH is already on Medicaid and our assets are separate. He has none, actually. We’re not legally married—partners for 30+ years. It’s true that the decision to place is mine. Only the youngest would protest, and I’m hanging in there for that reason, and because I don’t think it’s quite time for DH. I am the primary caregiver, DPOA & health proxy so I’ll be the one to make the call.

    The reality of placement is not one I’m ready for practically or emotionally yet but I’m inching closer. I’m trying to get to a place where I don’t need my son here & where I can get by with less financial help. I think the emotional and mental burden is the toughest, tho.

    If the facilities are not well staffed, placement could be more trouble than it’s worth until it’s simply untenable at home. I guess a deadline or cut off for me is really what I have to decide…otherwise it’ll be an “up to God” decision, like a fall or other hospitalization.

    Do I want to spend my entire 50s doing this? I know if he were in his right mind he’d be open to MC. He wouldn’t want to be a burden.

    The real tough part is ***when*** I know what we are sacrificing, but it’s hard to measure how long is too long and how long this could last. How much sacrifice of what and to what end. It’s an equation with too much ambiguity at the moment.

    Saying I’ll keep him home to the end is an easy thing to say and a relief b/c at least I know the future, stuck here…but some days I think maybe I’m just burying my head in the sand.

    Even dragging him to a day program etc feels like a futile and exhausting stop gap measure. I’d spend half the time shuttling him back and forth and all my energy fibbing to get him there & ready. I’d probably just pass out between drop off & pick up, like when my kids were small!

  • weareallunique
    weareallunique Member Posts: 40
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    If you select your LO going into an alternative LIVING situation you be selecting an OPTION for him that provides him with care by people with training, a 24/7 support system and you can still see him as a loving partner —but without the current wear& tear -physical and financial that everyone in your family is suffering through.

    We all know the stages of grief. The dementia disease messes them up— we have to grieve the loss of the person's rational brain while being subject to a care giving job that probably violates labor laws somewhere.

    You and your children are still young in adult years -you all need to plan for your future years. The world's economy isn't going to be kind to anyone anywhere with AI , boomers aging etc so losing these years of job options could change your futures in very adverse ways.

    Have you discussed his placement options with an elder law atty since he has no assets?

    Has your younger son talked with someone for support- he may benefit from talking about the situation - coming to terms with the eventual loss of his Dad may help him separate that a living situation changes doesn't end his Dad's life. The Alz Assoc provides no charge social workers to discuss issues . Link is under the logo above.

    Any place you may select can be changed.

  • jfkoc
    jfkoc Member Posts: 4,394
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    Partners for 30 years may put you in the common-law marriage column.

    It may be very difficult for you to find a medicaid bed and it is going to get harder.

    You need a plan B. Everyone needs one because you do not know when the shoe is going to drop.

    Great that you have a DPOA in place with you as the agent.

    and finally for now…some people actually do thrive in MC.

  • weareallunique
    weareallunique Member Posts: 40
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    Common law marriage is recognized in the following states: Colorado, District of Columbia, Alabama, Montana, Iowa, Kansas, New Hampshire, Pennsylvania (if it was entered before 9/2003), South Carolina, Utah, Rhode Island, Texas, Ohio (if entered before 10/1991), Idaho (if it was entered before 1996), Georgia (if entered before 1997), and Oklahoma. source: https://www.sterlinglawyers.com/divorce/common-law-marriage-states/

  • sandwichone123
    sandwichone123 Member Posts: 979
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    Common law marriage often requires not only living together, but presenting as a married couple, for instance by having the same last name or introducing the partner as "husband" or "wife." It would be worth a trip to a lawyer to find out what rules will apply to your situation. We think going to a lawyer is expensive, but this disease is so very much more so, and the lawyer is a worthwhile investment.

    I also suggest visiting memory care facilities starting well before you are seriously considering placement. They are very different from each other, so until you've been to about 4-6 of them you haven't really seen what's out there.

  • midge333
    midge333 Member Posts: 523
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    I agree with @sandwichone123 . Visit MCFs now and get on waiting lists at several. Needing placement can happen abruptly and unexpectedly.

  • PlentyQuiet
    PlentyQuiet Member Posts: 101
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    I'm in your same boat. Quit work to take care of DH in what should have been peak earning years. Kids were teens and are now early 20's. They stayed home and moved back home to help form a care compound. It's great having the help. Yesterday I showered DH then DD shampooed the carpet while DS took his dad to McDonald's to get him out of the way as we cleaned. Double incontinence is an ordeal. I appreciate them so much

    However, they are giving up the prime time in their lives to strike out on their own, travel, and explore who they are. Placement would free us all from this but care in our area would be 90-120K per year. We are in that horrible spot of too rich for help, too poor to pay out of pocket. I struggle feeling like I am using them for cheap help, but they tell me they want to help care for their dad and make sure I make it through this. But the guilt remains.

    I have a plan B. And C,D,E. But I wish for a fast moving cancer to ease him off this road sooner.

  • AlzWife2023
    AlzWife2023 Member Posts: 382
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    Hi Plenty Quiet,

    We are in the same shoes. Thanks for replying. I guess all we can do is embrace our reality and get creative. Sending my best to you & your kids. Despite all the worrying and complaining, I think we’ll all feel glad we did our best to care for our loved ones with dementia and for each other.

  • JDancer
    JDancer Member Posts: 501
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    4500.00/month is a very low estimate. Prices very by location, but it would be difficult to find this rate in the US

  • AlzWife2023
    AlzWife2023 Member Posts: 382
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    Agreed—$8,000 is more like it. We are in Massachusetts. He's got Medicaid already. I am looking at a place in July that comes recommended, but I still don't understand the whole finance thing.

  • harshedbuzz
    harshedbuzz Member Posts: 5,255
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    Depending on your part of the state, $8K is likely a lowball number.

    My aunt's MCF, pre-COVID, was close to $12K in the Boston suburbs. They maintained a Kosher kitchen, so I'm sure that added to the price.

    Make sure you see an attorney and have institutional Medicaid explained so you understand what you can keep as a community spouse.

    HB

  • AlzWife2023
    AlzWife2023 Member Posts: 382
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    Thanks to all for comments, advice, sympathy etc.

    I will post separately about the transition to MC.

    I still don't understand how Medicaid works—-do Medicaid recipients receive the same care as self-pay residents, but there are limited beds at each facility for medicaid recipients (and that is a sate/fed. mandate or something?)

    I also suspect he might not have such a hard time accepting the transition since he spends most of his time day dreaming and looking out the window or watching whatever sports are on TV. I think the patience and care of staff and company of other residents might be just as enjoyable for him once he acclimates. I'm sure the beginning would be rough. I think he's more out of it than I often admit b/c the routine of home and the scaffolding and imagining that he's still HERE cushions everything.

    When I set off to do my own thing—whether in the basement working on my new business or out for a few hours on my own, I feel like a different person—much better! I feel so much possibility and vitality. I know I am sinking myself, but I DO want to be a martyr in some ways & be able to say that I did everything fo him & the kids—but as I said before, I wonder if all these sacrifices actually result in more reward for HIM or if it's all just a way to assuage guilt and confusion.

    For instance, the emotional/psychological struggle for me to get him in the shower etc. seems out of proportion tp the act (for me). I find myself really not wanting to be around him so he sits alone. There's only so much of the same circular nonsense talk I can take. I do feel like I have some good years left that I want to live and he would want that. I may be able to balance that with help from a day programs and home care. That will be a first step, at least.

    I think I'm getting more clarity each day. if I am diligent about the care he receives, and I am acting as his partner not caregiver, might we both be better off. But that's a lie too because he's not my partner anymore. He is a family member, a friend, my former lover-partner-husband that I am caring for … or maybe in the future I will be overseeing his care rather than providing it. In any case, I am alone now.

  • weareallunique
    weareallunique Member Posts: 40
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    Residential care homes- licensed up to 5 or 6 residents are a less expensive option. You will know the whole staff, if things "disappear" they are usually recoverable.

    State inspections are on line in my state- when a new complaint or re-inspection is done I get an email.

    Best way to find them - ask the discharge staff at a hospital/skn if your LO is leaving one. Medicaid doesn't cover but a good one can be family cozy .

Commonly Used Abbreviations


DH = Dear Husband
DW= Dear Wife, Darling Wife
LO = Loved One
ES = Early Stage
EO = Early Onset
FTD = Frontotemporal Dementia
VD = Vascular Dementia
MC = Memory Care
AL = Assisted Living
POA = Power of Attorney
Read more