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I don't understand...

Jenny P.
Jenny P. Member Posts: 1 Member
in Caring for a Parent
I really don't understand all of this. My mom has dementia, it is diagnosed. But her care is not covered by medicare, even though it is a disease. What is this hole in the system?

Comments

  • harshedbuzz
    harshedbuzz Member Posts: 6,025
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    Care for the elderly, specifically dementia, breaks down into medical care and custodial care (aka caregiving). Medicare is for medical care— treatment. It does not supervision or assistance the IADLS and ADLs.

    If a PWD doesn't have the means to buy caregiving, Medicaid is the safety net. Institutional Medicaid can help pay for some care in the home via a waiver program or care in a facility if she qualifies. An elder law attorney can explore this with you specific to mom's situation and your state.

    HB

  • H1235
    H1235 Member Posts: 1,392
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    Member

    Welcome. I have attached a link to Medicaid coverage and qualifications. Like dementia isn’t hard enough, finding proper care also has to be a struggle. Medicaid is complicated as harshedbuzz has suggested a lawyer is probably a good idea. If you don’t have a DPOA that is also something to discuss with the lawyer that is very important.




    https://www.medicaidplanningassistance.org/medicaid-eligibility-income-chart/

Commonly Used Abbreviations


DH = Dear Husband
DW= Dear Wife, Darling Wife
LO = Loved One
ES = Early Stage
EO = Early Onset
FTD = Frontotemporal Dementia
VD = Vascular Dementia
MC = Memory Care
AL = Assisted Living
POA = Power of Attorney
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