Newbie here

SYA

I care for my husband who has been dx'd with mixed dementia since 2015.  I need advice on how to navigate Medicare to Medicaid. All the Memory care places told me l have to pay out of pocket for 2 years then they will accept Medicaid. We have a small savings which might not even last 2 years, and live on SS.

M1

Welcome to the forum.  Needing to qualify for Medicaid for long-term care is common,  but not necessarily straightforward--worth consulting a certified elder law attorney so that you do it right.  If you google that (or CELA) in your state you should get a list; it may be worth calling several, as rates may vary.  You can also search old threads on this site, as this is a topic that comes up not infrequently.  Good luck!!

Crushed

Ed1937

SYA, welcome to the forum. Sorry you need to be here. I can't add anything to what has already been said, but just wanted to welcome you.

Cynbar

Crushed is right, it in illegal to discriminate, but that doesn't mean you won't run into this. Facilities have some latitude over whom they admit, there isn't a lot of oversight there. They can just choose to offer a bed to a private pay patient first, saying that person is a better fit for the facility or the spot they have open.  In the same way, they can refuse a patient for admission by saying it isn't a good fit, they don't say officially that the reason is payment source. Many posters here have had LOs refused admission to a particular facility, for a variety of reasons --- they don't have to take anyone who applies. This is a tough battle to fight. You probably need to find a facility that understands your financial position from the beginning, even if it isn't your first choice. If the memory care places will not accept him under your terms, it will have to be a nursing home.