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Katcat
Member Posts: 57
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Each policy may differ. Is this lo g term care or medical coverage? If you have agency in mind, they would check the coverage for you. Good luck.
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My husband had in home care through Medicaid. The amount was determined by ability to complete ADLs (activities of daily living). The Medicaid case manager literally had a computer program that calculated the hour allotment based on my husband's ability level.
Medicare does not provide in home care except for a very limited time while in recovery from a hospital stay. Private insurance, other than policies specifically for longterm care, do not typically provide longterm in home care.
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Commonly Used Abbreviations
DH = Dear Husband
DW= Dear Wife, Darling Wife
LO = Loved One
ES = Early Stage
EO = Early Onset
FTD = Frontotemporal Dementia
VD = Vascular Dementia
MC = Memory Care
AL = Assisted Living
POA = Power of Attorney
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