Dad is obsessing over finding out cost of nursing care. What do I tell him?
Comments
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Welcome to the forum. My partner is in memory care and it's slightly over $10,000 per month. She would blow a gasket if she knew.
Would it work to just tell him that Medicare covers it? I do think this is an issue for which compassionate fiblets are appropriate. Take a Medicare statement and let him look at it—they are hard to read, and he probably won't be able to make heads or tails of it.
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Thank you @M1 . That's a good idea, if I can get a statement. I'm not on his medicare yet -- he didn't check "insurance matters" on his POA so I can't access until I get access to his Social Security which required interview process. I had been telling him Medicare is covering it, maybe just keep going with that and show him the $203 check I wrote to the nursing home and tell him it's the copay. Thank you again. Best to you.0
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Hello,
Seems like a funny place to jump into the conversations, but my Mom lives with us and I have recently hired caregivers to come to the house while we work. We had a meeting with the care coordinator, and Mom was pretty angry and asking how much these "babysitters" are costing her. I told her not to worry, she and dad invested in long term care insurance long ago. Dad is not with us, but still taking care of her!
Yes, she has insurance but it is limited, and so she will be paying for now. These "fiblets" are very difficult for me, who likes to be honest and straightforward. But, why make her upset over and over again?
I think the "medicare is covering it" angle sounds like a good one!
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Thank you for replying. I really appreciate hearing from you and agree with you completely.
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Commonly Used Abbreviations
DH = Dear Husband
DW= Dear Wife, Darling Wife
LO = Loved One
ES = Early Stage
EO = Early Onset
FTD = Frontotemporal Dementia
VD = Vascular Dementia
MC = Memory Care
AL = Assisted Living
POA = Power of Attorney
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