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Dad is obsessing over finding out cost of nursing care. What do I tell him?

JMP
JMP Member Posts: 5
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My dad is in a nursing home and is lucid and conversational sometimes. He has lived a very frugal life and has always been obsessed with how much things cost. Lately he has been obsessed with how much it costs to stay that the nursing home and is determined to get to the bank to see what checks have been written and how much money he has in his account. I've tried to reassure him that I am taking care of everything and he has plenty of money. His girlfriend and I keep evading his questions. She keeps telling him she can't take him to the bank because she can't manage the walker/wheelchair. Now he is asking other residents how much it costs. If someone tells him, I don't know what will happen. Yesterday he managed to convince the staff his girlfriend was taking him to the bank and they actually started making arrangements with the social worker, head nurse, PT. I was shocked. They support patients being involved in their care. I've talked to the social worker about this and her advice has been to tell him what he can handle at the time. Not helpful. The cost is mindblowing. Do I make up a number? If I do and he hears otherwise, trust is broken. How do I get him to stop stressing about getting to the bank? I just don't know how to handle this. I am sick by the size of the checks I am writing. I've explored other options but he needs this level of care. I've been told by a friend who has gone through this that this type of questioning never ends. It is behavior consistent with his personality and we are stressed to the max with this (combined with everything else of course). Advice? Thank you in advance.

Comments

  • M1
    M1 Member Posts: 6,788
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    Welcome to the forum. My partner is in memory care and it's slightly over $10,000 per month. She would blow a gasket if she knew.

    Would it work to just tell him that Medicare covers it? I do think this is an issue for which compassionate fiblets are appropriate. Take a Medicare statement and let him look at it—they are hard to read, and he probably won't be able to make heads or tails of it.

  • JMP
    JMP Member Posts: 5
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    Thank you @M1 . That's a good idea, if I can get a statement. I'm not on his medicare yet -- he didn't check "insurance matters" on his POA so I can't access until I get access to his Social Security which required interview process. I had been telling him Medicare is covering it, maybe just keep going with that and show him the $203 check I wrote to the nursing home and tell him it's the copay. Thank you again. Best to you.
  • Me&Sis
    Me&Sis Member Posts: 21
    Seventh Anniversary 10 Comments 5 Likes 5 Care Reactions
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    Hello,

    Seems like a funny place to jump into the conversations, but my Mom lives with us and I have recently hired caregivers to come to the house while we work. We had a meeting with the care coordinator, and Mom was pretty angry and asking how much these "babysitters" are costing her. I told her not to worry, she and dad invested in long term care insurance long ago. Dad is not with us, but still taking care of her!

    Yes, she has insurance but it is limited, and so she will be paying for now. These "fiblets" are very difficult for me, who likes to be honest and straightforward. But, why make her upset over and over again?

    I think the "medicare is covering it" angle sounds like a good one!

  • JMP
    JMP Member Posts: 5
    First Comment
    Member

    Thank you for replying. I really appreciate hearing from you and agree with you completely.

Commonly Used Abbreviations


DH = Dear Husband
DW= Dear Wife, Darling Wife
LO = Loved One
ES = Early Stage
EO = Early Onset
FTD = Frontotemporal Dementia
VD = Vascular Dementia
MC = Memory Care
AL = Assisted Living
POA = Power of Attorney
Read more