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I Think It's Time

CindyBum
CindyBum Member Posts: 320
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Not for MC, though that will be coming soon. Time to quit my job. I thought I could hang in there with it, but I simply cannot do it. I find the job so frustrating — a super dysfunctional org with lots of disrespect thrown around. And, I'm an utter wreck from feeling split every hour of the day between trying to keep some semblance of an outside life and trying to care as best as I can for my DW.

I'd like to think that I am strong enough to manage the guilt of going to work while my DW keeps going downhill, but I'm just not. I know her decline could lead her to MC within the year. I know I should be trying to stay connected in this community, for myself somehow, but my mind and heart cannot get up and over that I'm doing this wrong and that I need to be here for her instead at some job I don't like.

I have to honor whatever that is in me about this. It's the best self-care option I can think of right now.

Comments

  • trottingalong
    trottingalong Member Posts: 493
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    I think that’s wonderful you were able to do that. My husband is 12 years older than me. He was retired two years ahead of me. I decided to retire early just so we could do more together. Dementia was not in the picture at that time. I am so glad we got those years together, they were wonderful. Money was tighter, but it was worth it. I think you writing this has the potential to help those that may be on the fence about retirement.

  • Quilting brings calm
    Quilting brings calm Member Posts: 2,613
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    I retired a couple of years earlier than planned too. I was 62. It was December 2020. In my case I had a small pension and withdraw money from investments until this month when I finally applied for social security. I also had access to insurance - at retiree rates.

    I liked my job ( stressful as it was) but I couldn’t predict my week. I might get to work all week or I might have to take my parents to the doctor during the height of Covid. I might have to unexpectedly run an item to the door of the AL ( no visitors that year). I was allowed to work from home because of the epidemic and I found I liked being at home.

    After Covid restrictions eased, my parent’s dependence on me only increased. I don’t think I’d have made it working these last four years.

  • CindyBum
    CindyBum Member Posts: 320
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    I had hoped to make it to at least 61 or 62, but can't quite get there. I'll turn 59 in a few months. Maybe I will get to 60. Like you, the saving grace I have is access to almost full-funding of my health insurance by my employer or I'd really struggle to afford it. I think with the state I'm in, I'd probably still retire now instead of a few years from now.

  • rplourde50
    rplourde50 Member Posts: 43
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    Retired a couple of months ago. It's been all good. Spending more quality time with my DW and coming up with lots of engaging activities to keep her mind, and mine, active. You might find it rejuvenating,

  • CindyBum
    CindyBum Member Posts: 320
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    edited January 17

    I also find myself singing that old Rolling Stones song to myself lately, "Here it comes….here comes your 19th nervous breakdown." :-)

  • Jgirl57
    Jgirl57 Member Posts: 542
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    Mental gymnastics is a good way to state what you are going thru . All you can do is what is best for you now . Sending (((Hugs)))

  • SDianeL
    SDianeL Member Posts: 1,144
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    just making the decision takes some stress away. Good for you. She is lucky to have you. Take care of yourself. Keep us posted. 💜

  • Victoriaredux
    Victoriaredux Member Posts: 170
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    It's such a hard disease to try to plan around. The LO may need placing sooner than thought and recovering a career/good job is harder if you've left the work place.

    Also, hate to create stress but employer offered benefits can poof.I've been shocked at the sparse benefits young employees get- even in a good company and great position -so older firms don't compete on benefits anymore.

    Companies get sold, go out of business, New Federal rules make having good plans too expensive. Some will phase out benefits over years - sometimes you get a notice and boom over. A company I never thought would did that , even yanked a minimum amount of life insurance that would have paid for a funeral . Talk about being told you are no longer worth anything to them .

    Soooo, when planning - count on nothing that is a promise you can't control. If you can swing losing the benefits and have an inflation proof funded retirement & health nest egg for you - sounds good.

    If not, maybe get a care giving respite break and the job may not seem so bad if the pressure is off . Then evaluate the next step when you are rested. Wish you the best.

  • Arrowhead
    Arrowhead Member Posts: 366
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    I continued to work for 2 1/2 years after my wife was diagnosed, when I decided she needed me at home more than I needed to work. I was 64, which means I lost 2 or 3 $100 a month in social security. However, it did give me 5 years to spend with her before putting her in memory care.

  • White Crane
    White Crane Member Posts: 933
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    Cindy, it sounds like you are making the right decision for both you and your DW. You are a dedicated and loving caregiver and I hope this works out well for you.

  • annie51
    annie51 Member Posts: 205
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    I also retired about a year and a half earlier than planned. During Covid I was working from home so it worked out pretty well with my DH not being too advanced at that point. But when time came to go back to the office, I knew that I would be facing incessant phone calls from him trying to find something or ask me something and I didn’t think the stress was worth it when added to the stress of the work itself. We had a good year and a half of traveling while travel was still bearable. I think you made the right decision.

Commonly Used Abbreviations


DH = Dear Husband
DW= Dear Wife, Darling Wife
LO = Loved One
ES = Early Stage
EO = Early Onset
FTD = Frontotemporal Dementia
VD = Vascular Dementia
MC = Memory Care
AL = Assisted Living
POA = Power of Attorney
Read more