Feeling upset

I understand your situation, and it's beyond tough. First, please confirm what your state's Medicaid benefits income limits are. Not every state has allowed its Medicaid benefits to include as much as others do, but essentially (and please check with your state to verify all this stuff) those benefits are not given because your parent has too much money, etc. If she's 78, should be receiving Medicare benefits of some kind. It's terrible to try to help your parent cope with illness and memory loss/confusion, and still need to manage her finances. You might reach out to your county's Social Services Department on Aging. That office might also be known as Human Services, but if they aren't able to help with some of your concerns, they will likely know who could. You're doing a great thing. Take care of you, too!❤️👍

I think spending down to qualify for Medicaid is just the way it works. They are not going to pay for her care if she has more than x money in the bank. I was so scared spending mom’s money right down to almost nothing, then hoping she would qualify. Mom’s lawyer suggested a prepaid funeral. She also paid out of pocket for Al until she met the maximum asset amount. Al was much nicer than a nursing home. Then I moved her to a nursing home when I had no other choice. Dementia is expensive! All her money will probably eventually be spent on her care.