Dental insurance

Bowerbird · October 27

My DH is in Stage 6 and is on hospice, though he is still eating and walking. I just got the yearly health insurance notification and it made me wonder whether I should cancel his dental insurance, as he no longer goes to the dentist? It's possible that some dental issue could arise, but my thinking is that we can save money on the insurance and could use that to pay for the visit if necessary.

Has anyone else been in this position?

SusanB-dil · October 28

MIL has medicare advantage, and it is just included, along with vision benefit. Although she doesn't go to dentist nor eye doc any longer, if the dental was separate, I'm not so sure I would drop it, especially if the cost isn't too much.

If a major mouth issue came up, such as a bad abscess or a broken tooth, would you have a way to cover it? (Would the cost of the insurance outweigh the cost of that expensive type of visit?) Just my thoughts...

caregiving daughter · November 4

Dental support was available at my mom's mc and we did use. Yes, they are limited as to what they can do; however, they can help with basic hygiene.

I would like to hear from others on whether they had to deal with a dental emergency.

Bowerbird · November 4

Six months ago, my DH was able to function well enough to have his teeth cleaned, and although he became impatient and a bit agitated in the waiting room, he tolerated the cleaning well. Fast forward to today and there is no way he could deal with that situation. Unfortunately he does not get dental care where he lives and sometimes he will not allow the caregivers to brush his teeth. So I will continue to pay for the dental insurance and hope that it is never needed.

Dental insurance

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