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Dad recently diagnosed

ltbub0418
ltbub0418 Member Posts: 17
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edited June 11 in Caring for a Parent

Hello all. I’m so grateful for these groups. I’m just beginning my Dads journey and I’m alone and need guidance please !!! I am a paramedic for 35 years and have a lot of medical experience but I have ZERO experience with this disease. From what I’m learning this disease follows no normal patterns. I feel like a rookie again.

Anyway,
My Dad is 78 and the Geriatric doctor told us in April that he had MCI stage 3. Told us all the lifestyle changes to make. Said he would go for a MRI and PT and we would get a care plan in 2-3 weeks. It’s now over a month since this appointment and we made all the lifestyle changes and I thought he was doing better. He seemed happier that we were accomplishing things. He is working hard on brain puzzles and story telling.


We never got a call for the MRI or PT. I happened to find his care plan on his medical portal buried in a documents file. Just posted. Not emailed to us…no phone call. The care plan changed his diagnosis to Stage 4 and gave me a laundry list of legal and safety goals to accomplish right away for him. We had started working on those things right away after the first appointment (by my Dads request) and we are just about done.

Still no MRI. I called the radiology scheduling office they claim they didn’t have a script for it. After 3 calls to the doctors office I finally got to speak to someone who sent the MRI script to a different office. UGH. Anyway, I have it scheduled for next week. 

My question is how will the MRI change his care plan ? He seems to be doing better just following our “ new normal “ I’m concerned that a bad result might set him back.

 I’m also wondering if anyone else had similar experiences in the beginning ? We waited a year to see this doctor specifically because she came highly recommended. The evaluation felt thorough. The doctor made us both feel comfortable but since then there communication has been seriously lacking. I normally know what questions to ask…what tests to request but I am completely lost with this diagnosis.


Any help or advice is appreciated. Thank you all so much.

Comments

  • SusanB-dil
    SusanB-dil Member Posts: 755
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    Hi ltbub0418 - welcome to 'here', but sorry for the reason.

    Good you are getting paperwork in order. DPOA and HIPAA accesses very important first steps.

    The MRI may or may not help a whole lot. However… if they can find which type of dementia it is, it can help to know what type of meds to give. Different dementias utilize different meds a little better.

    You are correct - no two people are alike. If you've met one PWD, you've met one PWD. However, the trajectory is going to be the same.

    Here is a 'DBAT' sheet - what most of us here go by - 7 stages: (A lot of doctors use 'less' stage model, but I don't think it is really as accurate nor explanatory.)

    https://us.v-cdn.net/6037576/uploads/B0XGDF5TALMA/dbat-287-29-281-29.pdf

    Current 'stage' is the one our LO steps foot into, even if for a day or two. Example - MIL is 'stepping' into middle stage 6. mom is about late stage 5.

    and yeah - any of us could tell you that we HATE 'this' disease!!

    Rule #1: Never argue with a PWD. Rule #1: Must take care of yourself. Rule #2: See rule #1-both of them.

    So yes - do make sure you get respite - especially as 'this' moves along.

  • harshedbuzz
    harshedbuzz Member Posts: 6,612
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    @ltbub0418

    Hi and welcome. I am sorry for your reason to be here but pleased you found this place. You said:

    My Dad is 78 and the Geriatric doctor told us in April that he had MCI stage 3. Told us all the lifestyle changes to make. Said he would go for a MRI and PT and we would get a care plan in 2-3 weeks. It’s now over a month since this appointment and we made all the lifestyle changes and I thought he was doing better. He seemed happier that we were accomplishing things. He is working hard on brain puzzles and story telling.

    It sounds like the doctor is using the 7-stage DBAT/FAST model of staging the disease. This model is based on behaviors and care needs. IME, the fulltime caregiver, assuming they can be objective, has a better sense of where in the disease progression a PWD is.


    FWIW, the "best practices" that include diet, exercise and stimulation are great so long as your dad is a willing participant. I've never seen peer reviewed studies that show a remarkable improvement with the changes personally, so it wouldn't be a hill I would die on. My uncle encouraged my aunt with dementia to do the NYT crossword to exercise her brain. When we cleaned their home out, I found an entire closet (12' x 3') filled floor to ceiling with grocery bags filled with cut out crosswords. The oldest were completed, a few even in ink, but over time there was less filled in, and the very top bags were just the grids without the clues.

    We never got a call for the MRI or PT. I happened to find his care plan on his medical portal buried in a documents file. Just posted. Not emailed to us…no phone call. The care plan changed his diagnosis to Stage 4 and gave me a laundry list of legal and safety goals to accomplish right away for him. We had started working on those things right away after the first appointment (by my Dads request) and we are just about done.

    Dementia medicine is sometimes practiced a little differently than other specialties. Many docs, and families, do not like to talk frankly about dementia in front of the person who has the diagnosis. In some cases, this is needed to preserve the doctor-patient trust because the PWD has anosognosia and no awareness of their cognitive changes. It's great that your dad is being proactive in his care; that may change as the disease progresses or if he develops anosognosia. My dad knew he had dementia in the earlier stages, but had a worsening awareness of how impacted his memory and thing were by the middle stages.

    That's frustrating with the MRI scheduling issue. I'm glad you got it straightened out.


    As the disease progresses, it's the caregiver/advocate who is communicating with the medical team via the portal, so they don't have to throw their LO under the bus during an appointment.

    Still no MRI. I called the radiology scheduling office they claim they didn’t have a script for it. After 3 calls to the doctors office I finally got to speak to someone who sent the MRI script to a different office. UGH. Anyway, I have it scheduled for next week. 

    My question is how will the MRI change his care plan ? He seems to be doing better just following our “ new normal “ I’m concerned that a bad result might set him back.

    The MRI could potentially bring more information to the diagnosis. Many PWD have mixed dementia with Alz and VD being most common. This finding wouldn't change the care plan per se, but it could explain symptoms and hasten the disease progression.

    Is your dad the sort of patient who checks their electronic chart on the portal? If not, perhaps it would be kinder not to share dire information with him if you feel he'd be better off spared bad news. Most seasoned caregivers here are judicious about sharing upsetting information with their LOs. It's more important to be kind than completely honest as the disease progresses.

     I’m also wondering if anyone else had similar experiences in the beginning ? We waited a year to see this doctor specifically because she came highly recommended. The evaluation felt thorough. The doctor made us both feel comfortable but since then there communication has been seriously lacking. I normally know what questions to ask…what tests to request but I am completely lost with this diagnosis.

    Your experience is not that unusual sadly. Going forward, you'll want to decide if it's necessary to continue with the specialist beyond getting the initial workup. Dad was seen at a top university memory center; it was onerous to get him into the city for appointments and once we had the diagnosis, it didn't bring much to the party. Dad had mood and behavior issues, so we took him to a geriatric psychiatrist who was awesome. Dad even enjoyed those appointments. A dear friend stayed with her mom's (92 at diagnosis) internist for care. At the end of the day, you're not going to beat this disease, so staying where you're both comfortable makes sense.

    HB

  • H1235
    H1235 Member Posts: 1,991
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    edited June 11

    Welcome. Sorry you need to be here. My guess is that the mri will help the doctor determine the type of dementia and how far along he is. Even still I wouldn’t expect a specific stage (doctors tend to use the 3 stage model). I doubt it will change much. There really is not much the doctor can do. Once they are confident in the diagnosis there is really no reason to put him through any more testing. Don’t expect too much from lifestyle changes. You may eventually find he becomes annoyed by them and refuses. While mom accepted her diagnosis at the time after just one year she was telling me the doctor made a mistake. Anosognosia is very common with dementia and can make things very difficult and dangerous. Anxiety and depression are common with dementia. You will want to have a doctor that is comfortable prescribing this type of medication. It’s great that he was advised to see a lawyer. A DPOA is so important. When my mom was diagnosed (at stage 4) she was told she should not be driving and was not safe to live alone. You might want to ask his doctor about these. They sometimes take this news better coming from the doctor. A patient portal is a great way to communicate with the doctor if you bringing up these topics would anger him. It also makes the doctor the bad guy vs you. Unfortunately some doctors push this decision off on the family. If there is a diagnosis and he is still driving you may want to look at his insurance. Coverage may be void with a dementia diagnosis. A plan B is very important. If you are thinking about assisted living you should know there may be a long waiting list to get in. Finances are another early problem area for a person with dementia. I would advise you keep a very close eye on things. To be honest at stage 4 he should probably not have access to any of his finances. He is incredibly vulnerable to scammers. Some people even have to resort to locking down their loved ones credit. My daughters fil tried to buy a new car when he was probably not even safe to drive. I was surprised to learn early on that a lack of good judgment is a common dementia symptom. I will attach a few resources just in case you haven’t run across them yet. I hope something here was helpful.

    https://www.alzinfo.org/understand-alzheimers/clinical-stages-of-alzheimers/

    https://iona.org/therapeutic-fibs-ok/

    https://www.creditkarma.com/credit/i/how-to-freeze-credit

    https://www.consumerfinance.gov/consumer-tools/managing-someone-elses-money/

  • ltbub0418
    ltbub0418 Member Posts: 17
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    Thank you so very much for your response and your kindness. Dad is still in a stage of doing everything he can to make things easier for me when the disease progresses. I think it’s his last chance to take care of “his little girl” I pray the stage lasts a while I know I will miss him when it’s over.
    Dad gave me POA, SSA Payee, Living Will done, final will done. We have put a freeze on his credit…we put alerts on his credit card to text me with any purchase over $50. He lives 20 minutes away from me right now and we are together everyday so I know what he spends the alerts give us both a sense of security to protect him. I asked him all the questions about his wishes for care and we completed a POLST form. I implemented the MIND diet. I prepare all his meals organically from scratch. Dad was never a cook…Lol I did a Home safety check and he let me install cameras at all entrances and in the living room and kitchen.

    We just lost my Mom last year in January and his decline accelerated then but since he has been active in “preparing things” for me he has his spark back a bit. (In a weird way he enjoys having something to do and he challenges himself everyday to complete a meaningful task. He has just been surviving since she died he’s actually living again right now.).
    When she passed I handled all the legal affairs with him and for him. He wanted me to organize everything so we have been doing this dance for over a year now between both of them.

    Losing his wife was very hard on him. They had a movie like fairytale romance until the day she died. I honestly thought he would pass away from a broken heart before anything else. He powered through, he was diagnosed with bladder cancer 11 months after she passed and he rocked it and is cancer free !!! Now this disgusting diagnosis….i just don’t want to make any mistakes or miss a step. His goal is to finish all his “prep” work this week and then just live simply day to day and enjoy life.

    My daughter just finished her 1st year of Law School (My Dad has been begging for an attorney in the family forever) he says all the time he will see her graduate and watch her in court. He’s very positive and upbeat in some respects and other days he misses Mom so much he can’t wait to be with her. He said he doesn’t want to die but if it’s his time he is ok. It’s definitely not the reaction I expected from him. Im grateful for his openness & willingness to share all his emotions and be vulnerable with me. It’s an honor actually.

    He does have access to his medical portal but he never checks it. He isn’t interested in the why behind anything medical. He just wants me to handle it like I did with Mom. So im utilizing the portal to document our side of this journey and keep the doctors accountable. I’m the only medical person in our family and he only trusts me not my younger 2 siblings (long story)

    I gather all the medical information and present the medical options to him and he chooses what he wants and I make it happen. I promised to continue to do this for him until safety becomes an issue. I want him to feel empowered and in control for as long as he can. Because once it’s gone it’s never coming back. Respect and honor is very important to me…protecting him is my priority. I pray that I can have him home in his house or in my house and not need a facility but I’m learning that that is not up to me…the disease will determine what care level he needs. I will ensure that he gets what he needs.

    I’m just going to ride this wave with him and have whatever happy moments I can, accept the disease and educate myself on what to expect and when the time comes that he progresses…my role will change from making him happy to keeping him safe.


    His MRI is Wednesday. I’ll update then. I’m sure I will have 100 more questions. Thank you so very much.

  • ltbub0418
    ltbub0418 Member Posts: 17
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    Thank you so much for your reply. The care plan said that he should plan on retiring from driving in 6 months. He wasn’t happy about that at first. But we go everywhere together so he’s been letting me drive. The car is in both our names so if it becomes necessary he said I should keep it at my house. But I wasn’t aware of the insurance issue. I will look into that today. Thank you !!

    They say he is Stage 4 and when I look at the DBAT I see why they say that. I think his recent improvement isn’t dementia related it’s been depression related. He’s been so depressed and just surviving without Mom that this disgusting disease has given him a weird new purpose…something to do and try and control as long as he can.

    He still has access to all his finances. He was always “The money guy” He enjoys it. So I put all the protections in that I could so that he didn’t have to lose that part of his life quite yet. He agreed to do bills weekly WITH me. He runs everything by me because he second guessed himself a lot and he doesn’t want to make any mistakes. I’m hoping that doesnt change but I guess at some point it will. I think I have all the legal stuff in place to protect him financially from his disease when it becomes necessary.

    He said he wants to live at home as long as possible and we will hire HHA. He financially prepared for end of life care for Mom and him and she passed away before using it so I’m so grateful that he took care of that for me. If staying home isn’t feasible he said he wanted to live with me and I’m good with that. I prefer to take care of him as long as I can. If at some point after that it’s not best for him to be with me I will do what is best for him, not me. So I guess I have to start looking into MCF. I love heard there are waiting lists. Do you know if you can get on the list and when ur name comes up if you’re not needing that level of care yet can you defer until you do require that level of care ??

    Thank you again so much very much for the response and the great articles. I really like The Theraputic Fibbing one…I’ve been doing that for a while now and didn’t even realize it was a thing. Lol I feel justified right now !!! Thank you for that.

  • ltbub0418
    ltbub0418 Member Posts: 17
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    Thank you so much for the reassurance. Everyone in the family looks to me for all medical answers but this disease is out of my pre-hospital care scope. So I need to take a crash course in understanding this and preparing myself for all the many possible symptoms he will have.

  • April23
    April23 Member Posts: 129
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    edited June 11

    You have been given great advice already and your plan sounds great but some practical things to think about are that at some point, assistance with showering and toileting will most likely be necessary and as a daughter caring for a father, you’ll want to think about how both of you feel about that and possibly have that conversation while you still can. I currently have a private caregiver for my dad and they are $32/hr. So just things to think about for down the road.

    I attend an in-person group and have heard several stories of PWD causing near financial ruin so you can never so be too careful with financial access.

    This is a great forum, you’ll get lots of wonderful advice and support here.

  • ltbub0418
    ltbub0418 Member Posts: 17
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    Thank you so much for your response and advice. I haven’t spoken to him about this topic yet. I was planning on addressing it when the need arose. My plan is to hire HHA when he needs and accepts their help. I was afraid to overload him with “doom & gloom” of what’s coming. I’ve been talking to him about all the top priority safety, legal and medical issues. I’m afraid to overwhelm him with non immediate things.
    Do you think I should speak to him about it now ? Or just implement the HHA when it’s time ??? I’m not sure what the right answer is.
    Thank you so much

  • April23
    April23 Member Posts: 129
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    Yes no need to overwhelm him of course, just wanted to throw it out there as something for the future. Unfortunately this disease can move quickly and things you hoped were future needs become present ones. You’ll know when the time is right.

  • ltbub0418
    ltbub0418 Member Posts: 17
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    I appreciate you sharing with me. I have plans but until I talk with this amazing group about DELETED I don’t know if my plan is what’s best for him. Thank you very much !!

  • H1235
    H1235 Member Posts: 1,991
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    You might want to consider that assisted living also offers social interaction. When my mom lived with my brother (he worked) there were some days she didn’t even get dressed in the morning. She sat all day and watched tv. Al allowed her to make friends, have someone her age to talk to and activities to go to. She did not think she belonged there and let me know regularly, but I think she was happier than being alone all day at my brothers (safer also). In home aid may be able to offer companionship, but it might be hard to find the right one. A facility would also allow you to be his loving daughter vs the bad guy that’s trying to convince him to eat or take a shower. But everyone is different and you know your dad best. This are just things to consider. I’m so glad that he is being cooperative. I hope that continues. My mil was very agreeable and went along with whatever family wanted. My mom is grumpy and angry! I think it just depends on the part of the brain that’s effected. When we put mom on a waiting list (I think there was a refundable deposit required) if we weren’t ready when there was an opening, we just passed til the next opening.

  • ltbub0418
    ltbub0418 Member Posts: 17
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    Thank you !!!! I’m so happy to hear that I can get him on a list & defer until he needs it if necessary . I will start looking at places right away and get him in a list as just another precaution in place in case he needs it..

    Thank you so much….this can now be another task on my list that I can set up, complete & put it in my “tool box”

  • harshedbuzz
    harshedbuzz Member Posts: 6,612
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    @ltbub0418

    You've ticked off many of the boxes around preparing for the future which is great.

    I would still have a couple concerns. When you say dad planned financially for end-of-life, does that mean he saved money? Pre-paid funerals? Or has a robust LTC policy that will fund in-home care as long as needed? If there is any possibility that he could outlive his assets and require institutional Medicaid, be careful around things like joint ownership as they could have implications in the 5-Year Lookback to qualify for aid.

    HHAs are $30+/hour; if funds are limited it might be a better use of his funds to place him in a nicer MCF once he starts needing care for more than a couple hours daily. One common practice I haven't seen mentioned here yet is the expectation at nicer MCFs that accept Medicaid is that residents will be self-pay for 2-3 years before converting to Medicaid. Direct entry on Medicaid can be difficult as the current self-pay folks get dibs on the limited beds first; this is especially true for "male beds" as the majority of residents in MC are women (in dad's MCF 2 of 11 residents on his hall were men and it was similar at my aunt's place) and the rooms are shared meaning he'd likely need to wait longer than most.

    The dad you are having these rational discussions with will become a very different individual as the disease progresses. If anosognosia sets in as it typically does, he may not recognize the need for supervision and refuse HHAs saying he "doesn't need a babysitter". You may need to introduce this person as a cleaner or perhaps a nursing student who needs clinical hours.

    H1235 made an excellent point about considering a CCRC with AL that would allow a transition to MC when needed. My aunt had been a widow living alone when she went into MC; she positively blossomed with the activities and social engagement offered there.

    My dad was "the money guy", too. He lost $360K day trading when he was in about your dad's stage. You don't get a do-over in such circumstances. I'd cautioned mom to pay attention, but she was in denial and didn't want to "take away his independence".

    HB

  • harshedbuzz
    harshedbuzz Member Posts: 6,612
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    ETA: You're going to need a Plan B in the event something happens to you and dad needs someone else to be his caregiver/advocate.

  • ltbub0418
    ltbub0418 Member Posts: 17
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    Thank you very much for your reply.
    Dad has prepaid for his funeral. He owns his home. Has cash assets that would cover 3-4 years HHA care in my home or his. Both my husband and I are Paramedics so my HHA would be someone I know and trust to be able to handle whatever stage Dad is in. I was hoping to have the HHA for overnights so I could sleep. Then the HHA handle bathing and dressing in the morning and then I would care for him until the nighttime. This is just 1of the possibilities. I know my plan will change a lot depending on on his needs. (what I’m understanding about Medicaid he would never qualify) but I’m going to consult an elder care attorney to confirm.

    I’m also preparing myself emotionally to go from this nice stage of being his loving daughter and his disease turning me into his enemy care giver and I know I can handle that. I’ve done in home hospice for 2 other relatives (not with dementia) but I can flip that switch and go into Paramedic/Pateint mode. I’m working with a therapist about setting healthy expectations and boundaries to protect myself while providing whatever dad needs.

    As of now Dad and I make all purchases, payments, investment changes, etc together. As soon as I see him make 1 without me I’ll put more protections in…whatever required. Another person said to stay 1 step ahead…so now I’ve decided the 1st notice if anything even possibly unsafe I’m going to get ahead of it immediately.

    I know I won’t do it perfectly. This disease doesn’t afford us the advantage of a set plan. Pivoting is going to be a daily requirement. Thankfully I am retired and my daughter is in Law School in Illinois and my son is in undergrad in NY. We live in PA. So I have committed myself to take this journey with Dad to the end.

    I’m so grateful for this group to help me navigate this journey.

  • ltbub0418
    ltbub0418 Member Posts: 17
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    This is where I am struggling the most. I have 1 biological brother that has been estranged from the family for over a decade. I have a step sister that is completely in reliable. There is no other family. So I’m trying to build Plan B building my own support system of my EMS family. If God forbid I was in the hospital for a week I wouldn’t be able to have 1 person cover it. I would have to schedule care with my EMS family. I know that’s not ideal. I’m going to keep searching and working on it

  • notequipped
    notequipped Member Posts: 48
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    This is a really interesting question for which I currently have no answers. I doubt that it will change his care plan though. My Mom has had 2 brain MRIs about 2 1/2 years apart. The most recent one was done on Friday. In that time, she has gone from stage 2 to probably early stage 5 in terms of changes that I can see with virtually no change in her MRI. I believe that what they are primarily looking for in the brain MRI is not so much Alzheimer specific changes but things like evidence of a stroke, tumor, possibly different types of dementia, etc. There are 2 different things listed on my Mom’s MRI that are more directly related to dementia but the reports don’t seem to correlate well with changes that I have seen in that time. I really wanted a Tau PET scan. Her neurologist didn’t think it was necessary. There are 2 different types of PET scans that can be used. Based on my reading, the Amyloid is more deterministic in terms of Alzheimer’s whereas the Tau is more quantifiable. I believe that the Amyloid and Tau PET scans are used more when the new infusion medications come into play. My Mom is past the point where the medications would be of use.

    I have a bit of a medical background. Enough to make sense of the reports, read clinical trials and understand what they are talking about, etc. I like facts. I have high hopes that the 5 hour neuro psych evaluation scheduled for next week will check that box for me. My Mom had been living with my Dad until he passed in late February. Since then, I have not let her return home to live, drive, etc. I don’t take those things lightly. I need objective evidence to know that I am doing the right thing and to prepare as much as possible for what’s to come. It’s very difficult to make these types of decisions for someone that doesn’t recognize that there’s a problem. She was much more aware that there was an issue early on

    I’m envious of your laundry list of legal and safety goals. We had previously met with a neurologist and were passed off to an NP that just didn’t seem too fussed about anything. After 1 1/2 years and 3 or 4 appointments, we didn’t really know any more than we did when we started. She sort of begrudgingly gave us a referral for a neuro psych evaluation at our last appointment with each of the preferred providers being over an hour and a half away. Fast forward to my Dad passing and I very quickly realized that things had progressed significantly. There’s a different sense of urgency now. I found a new neurologist and we’re on the fast track to getting all of the testing done (bloodwork to rule out other conditions, a beta amyloid test was previously done, a repeat brain MRI and a neuro psych evaluation) to get a complete picture of where things stand.

    I suggest that you speak with an attorney, preferably a Certified Elder Law Attorney, sooner rather than later. When you say that your Dad would never qualify for Medicaid, I don’t believe that is correct. Medicaid has a 5 year look back. An attorney will work with you on a 5 year plan. We have not opted to follow those recommendations at this time but it’s still there for future consideration.

  • tabithasukhai
    tabithasukhai Member Posts: 5
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    Hello, I've been caring for my dad who is in long-term hospice care at home, after he was discharged from the hospital following a long ICU stay 8 (!!!) years ago. Ultimately his terminal diagnosis is Parkinson's-Dementia. My dad's doctors put him on Memantine (also known as Namenda) very early on in his diagnosis, and I just wanted to say that after years on this drug, my dad still communicates clearly, knows who we all are and can even recall infrequent visitors, and lots of memories from a range of time periods throughout his life; has only recently started to have trouble remembering new information. This is a tremendous blessing so I wanted to share; To add, when hospice attempted to take him off of his memantine in an effort to try to resolve severe constipation, his there was a very noticable change to his demeanor, agitation, and cognition. All of this to say, (and this may come after MRI results , etc.) ask about Memantine/Namenda… if your dad isn't already taking it, that is :)

    Wishing you both all the best. You seem like an amazing daughter and you're both lucky to have each other! Sending light your way!

  • ltbub0418
    ltbub0418 Member Posts: 17
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    Thank you so much !!!! I will absolutely look into those medications. What a blessing !!! I’m so happy it worked so well for your Dad.

  • H1235
    H1235 Member Posts: 1,991
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    You said he has enough money to cover 3-4 years of hha care, but you said he would never qualify for Medicaid. What happens after year 4? Would his house be sold at that point? My mil with dementia was in my opinion fairly wealthy. At the end of her life the money was all gone and she qualified for Medicaid. He could live for 10 more years. Dementia is very expensive. While your goal is quality care for him, you don’t want to get stuck covering expenses out of your pocket if it can be helped. A prepaid funeral is usually a wise move. My mom on Medicaid gets $50 whole dollars every month to cover her personal expenses (hairdresser, favorite shampoo, new pair of pants). My brother and I have to cover a lot of this since the $50 just isn’t enough. If he can qualify for Medicaid and still keep his house (allowed in my state) and have mc covered by Medicaid (only in some states), then it’s worth preparing for that. In some states if the pwd pays out of pocket for x number of years for mc then when the money is gone mc will accept Medicaid as payment in full. There is a lot to consider financially and it’s so hard to plan when you don’t even know what to plan for. Will he live 3 years or 10? Will he need a nursing home in 4 years or never?

Commonly Used Abbreviations


DH = Dear Husband
DW= Dear Wife, Darling Wife
LO = Loved One
ES = Early Stage
EO = Early Onset
FTD = Frontotemporal Dementia
VD = Vascular Dementia
MC = Memory Care
AL = Assisted Living
POA = Power of Attorney
Read more